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Campaign: Citibank - Citi Identity Theft Solutions™

So - think that it can’t happen to you?


In response to growing concerns about identity theft, Citibank launched Citi Identity Theft Solutions™, a free service designed to provide its customers with the guidance and support necessary to help clear their names. To introduce the service, Citibank aired a series of television commercials in North America.

The commercials show ordinary-looking people speaking directly to the camera, except that their voices are replaced by those of the identity thieves. In them, an older woman recounts how she purchased mud flaps for her pickup truck, a dental hygienist describes how she went to a singles weekend in Tijuana and a body builder describes how he hit the mall, got hair extensions and headshots, and is now heading to Hollywood. Kate and Yvette will rate the ads according to the following system:
 
The Good - Smart, sophisticated, and sassy
The Bad - Uninspired, uninteresting and underwhelming
The Ugly - Off target, off colour and off putting

Yvette’s Rating: Good, but they missed the mark
Kate’s Rating: Good, but Bad….






© 2006 CITIGROUP INC. ALL RIGHTS RESERVED.
 

Yvette’s Critique:

Rating: Good, but they missed the mark.

In terms of entertainment value, I definitely give it a “10”. (Can you tell I’ve been watching “Dancing with the Stars” lately?)

As far as impact goes, yes the message gets across that it’s an intrusive life experience when one is hit with identity fraud. By turning the victim into a ventriloquist’s dummy, they show very clearly that victims do not have control of how their money gets spent. The call to action in each commercial is clear and concise, and is in line with the brand identity in their other ads and website.

Although I like the series very much, I think they missed the mark. One needs to ask the question; Does humour sell the sense of security that Citibank should want to convey? While humour is a great way to reach an audience, consumers will often respond negatively to humourous ads from the financial services industry. While they often like the ads in themselves, people take their financial matters very seriously.
Kate’s Critique:

Rating: Good, but Bad…

I think these ads are a lot of fun and entertaining, however, I am not convinced that they are effective for Citibank. Citibank increases awareness about identity theft by superimposing a voice and situation that is clearly not compatible with the image of the person you see. The people in the ads are doing basic mundane tasks – working out, cleaning out the pool, etc. This is an effective way of communicating that identity theft can happen to ordinary people.

On the positive, given the prolific number of parodies on YouTube, this campaign obviously resonates with their audience.

My only criticism is that perhaps these ads are a bit too clever. While you definitely remember the ads, do you really remember that they are from Citibank? In addition, I find the voices of the characters of the identity thieves a bit stereotypical – identity thieves can be quite sophisticated in their tactics, and these characters don’t seem to be the types of people that would commit the crimes they describe.

P.S. Most Canadian banks offer a “fraud identity warning” service, so be sure to check your bank’s website for information.
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